MPIC Tips for Commercial Property Owners During Spring and Summer months when temperatures are up, dealing with burst pipes is uncommon. However, give the number of commercial properties now vacant due to COVID 19, there is an increase in water pressure in many areas. This increase in water pressure is...
Prepare Your Home for Lorenzo, 8 Things You Need to Do Now Is your home storm ready? Hurricane Lorenzo is hitting speeds of 250kph as it hurtles across the Atlantic, potentially in our direction. Minister for Housing, Planning and Local Government Eoghan Murphy has warned that potentially “ferocious and dangerous” storm...
Insured peril: Storm damage (Storm Ophelia) Incident: Large air conditioning unit located on the roof of an industrial building weighing over 350 kg turned over in the strong winds of Storm Ophelia. The unit had to be removed and replaced at a cost of €20,000. Insurer’s position: Insurer’s initially declined the claim on the...
Location: Galway Insured Peril: Storm damage Incident: The church organ warped and buckled causing over €10,000 worth of damage. Insurers position: The insurance policy for the church specifically outlined that they did not cover damage caused by fluctuations in temperature. Therefore, they declined the claim on that basis. The parish priest involved causally mentioned his situation to...
Property owners nationally lost approx. €6 million due to under-insurance in 2015 Up to one in five people mistakenly reduced home insurance policies in recent years Householders are missing out on thousands of euro and in some cases tens of thousands when settling an insurance claim due to the under insurance of...
Homeowners in the south east are reminded to be aware of the possibly of damage to properties during the predicted cold snap and stormy weather which forecasters have warned could see temperatures plummet to below zero in coming weeks. Forecasters have predicted that Ireland is facing a freezing December and January in...
THE CENTRAL BANK says it is “concerned” by the findings of an inspection they carried out in to how insurance companies deal with customers and their claims for water and flood damage. The Central Bank of Ireland today published its findings from a themed inspection into household property claims resulting from water damage....
Very often, people’s first response is “My insurance company’s assessor will take care of it”. What this really means is that a “loss adjuster” acting for the insurance company has been instructed to visit them. But what you’re perhaps unaware of is that the loss adjuster acts on the insurance...
If water damage occurs in your home from a burst water pipe or flooding it is very disrupting. Depending on the extent of the damage the house may not be liveable and you may have to live in temporary accommodation. This type of situation can be very stressful and...
On Behalf of Manicle Property Claims I just want to say a massive thank you to everyone for there help and support over the last few weeks in exceed the fundraising goal for The Irish Heart Foundation. Over €30,000 was raised by the Strictly Lets Dance contestants. Which was fantastic....
